Privacy Policy

Credinser LLC, Madison, Alabama

     Your privacy is very important to us. Accordingly, we have developed this Policy in order for You to understand how we collect, use, communicate and disclose and make use of personal information. We never sell Your personal information to third parties. This Privacy Policy (“Privacy Policy”) discloses the privacy practices for Credinser (sometimes referred to as “Credinser”, “we”, “our” or “us”) with regard to Your (“You” or “Your”) use of the website (www.credinser.com) (the “Site” or “Sites”). The following outlines our privacy policy.

1) Personal Information

    We collect information when Contact Us, or by posting a comment below the Article. We will collect and use of personal information solely with the objective of fulfilling those purposes specified by us and for other compatible purposes, unless we obtain the consent of the individual concerned or as required by law. We will collect personal information by lawful and fair means and, where appropriate, with the knowledge or consent of the individual concerned.

     An essential part of Credinser is promoting the free flow of ideas, opinions and content between users or professionals, and all of this information provided by users is available to be viewed by other Credinser users. However, we ensure Your opinion or post will remain anonymous if You wish it to be. When You post content such as articles, comments and photos on Credinser, we may also receive additional data (or metadata) related to the content, for example, the time, date, and place You took a photo.

2) Log Files

     As with most other websites, we collect and use the data contained in log files.  The information in the log files include  Your IP (internet protocol) address, Your ISP (internet service provider, such as AOL or Shaw Cable), the browser You used to visit our site (such as Internet Explorer or Firefox), the time You visited our site and which pages You visited throughout our site.

3) Cookies and Web Beacons

     We do use cookies to store information, such as Your personal preferences when You visit our site.  This could include only showing You a popup once in Your visit, or the ability to login to some of our features, such as forums.

     We also use third party advertisements on Credinser to support our site.  Some of these advertisers may use technology such as cookies and web beacons when they advertise on our site, which will also send these advertisers (such as Google through the Google AdSense program) information including Your IP address, Your ISP , the browser You used to visit our site, and in some cases, whether You have Flash installed.  This is generally used for geotargeting purposes (showing New York real estate ads to someone in New York, for example) or showing certain ads based on specific sites visited (such as showing cooking ads to someone who frequents cooking sites).

     Credinser also makes use of Google Analytics, a web analytics service provided by Google, Inc. (“Google”), which uses cookies to analyze how users use the website. The information generated by the cookie about Your use of the website will generally be transmitted to and stored by Google on servers in the United States. At the request of Credinser, Google will use this information for the purpose of measuring Your activity on Credinser’s website, compiling statistical reports on overall website activity for Credinser on an anonymous basis and providing other services relating to website activity and internet usage. Google will not associate Your IP address with any other information held by Google. In addition, You can prevent the collection of the information generated by the cookie by Google, as well as the processing of this data by Google, by downloading and installing the browser plug-in available from the following link: https://tools.google.com/dlpage/gaoptout?hl=en.

4) DoubleClick DART cookies

     We also may use DART cookies for ad serving through Google’s DoubleClick, which places a cookie on Your computer when You are browsing the web and visit a site using DoubleClick advertising (including some Google AdSense advertisements).  This cookie is used to serve ads specific to You and Your interests (“interest-based targeting”).

     The ads served will be targeted based on Your previous browsing history (For example, if You have been viewing sites about visiting Las Vegas, You may see Las Vegas hotel advertisements when viewing a non-related site, such as on a site about hockey).  DART uses “non personally identifiable information”.  It does NOT track personal information about You, such as Your name, email address, physical address, telephone number, social security numbers, bank account numbers or credit card numbers.

    You can opt-out of this ad serving on all sites using this advertising by visiting http://www.doubleclick.com/privacy/dart_adserving.aspx

     You can choose to disable or selectively turn off our cookies or third-party cookies in Your browser settings, or by managing preferences in programs such as Norton Internet Security.  However, this can affect how You are able to interact with our site as well as other websites.  This could include the inability to login to services or programs, such as logging into forums or accounts.

     Deleting cookies does not mean You are permanently opted out of any advertising program.  Unless You have settings that disallow cookies, the next time You visit a site running the advertisements, a new cookie will be added.

5) How we secure Your information

     We will protect personal information using a variety of industry-standard security technologies against loss or theft, as well as unauthorized access, disclosure, copying, use or modification. Despite these measures, You should know that we cannot fully eliminate security risks associated with information and transmission of data over the internet can never be completely secure. In the event of a data security breach, we will take all required action as required under law.

     The Site may contain links to other sites. The linked sites are not necessarily under the control of Credinser. Please be aware that Credinser is not responsible for the privacy practices of such other sites. If You decide to access any of the third-party sites linked to this Site, You do this entirely at Your own risk. Any links to any partner of the Site is responsibility of that partner, and Credinser shall not be responsible for notification of any change in name or location of any information on the Site.

6) Your rights

     You also have a legal right under data protection laws to access the information we hold about You and to a copy of any information about You held by us. On request, we will provide You with access to and a copy of this information. You also have a right to correct any errors in that information and request deletion of Your information or to object to processing operations, to revoke any given consent at any time, as well as to have Your information made available in a portable format pursuant to the GDPR. We reserve the right to decline requests that are unreasonably repetitive or that jeopardize the privacy of others, the validation facility, or the interests of justice or where we are otherwise required to retain Your personal data under by law. You also have the right to object that we process Your information for marketing. You can exercise Your rights as a data subject to prevent such processing at any time by contacting us at [email protected].

     We may update this Privacy Policy at any time, with or without advance notice. In the event of any change in the way we treat Your personal data, or in the Privacy Policy document itself, we will display a notice on the Credinser website (Credinser.com) or send You an email, so that You may review the changed terms prior to continuing to use the Site. As always, if You object to any of the changes to our terms, and You no longer wish to use the Site, You may deactivate by Yourself or contact Credinser Support to deactivate Your account.

     We may update this Privacy Policy at any time, with or without advance notice. In the event of any change in the way we treat Your personal data, or in the Privacy Policy document itself, we will display a notice on the Credinser website (Credinser.com) or send You an email, so that You may review the changed terms prior to continuing to use the Site. As always, if You object to any of the changes to our terms, and You no longer wish to use the Site, You may deactivate by Yourself or contact Credinser Support to deactivate Your account.

We are committed to conducting our business in accordance with these principles in order to ensure that the confidentiality of personal information is protected and maintained. If You have any questions regarding the policy, You may contact Credinser staff by using our Contact page.